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Select a Model. The Sale is On! Recent Articles. If you have equity, you can use it as a down payment on your next vehicle to reduce the monthly payment.

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Or you can pocket the difference. Banks, credits unions and dealerships offer financing for buyouts. And because longer financing terms should be available on a 3-year-old car, it may be possible to stretch your loan to as long as 72 months to keep your payments low. CPO vehicles are in excellent condition and generally get a ,mile powertrain warranty, offsetting most concerns about major repair costs.

SUV Lease Deals for October

Since they are used, they have a lower selling price, and lower monthly payments, than a new vehicle. If your lease is up, and the latest lease prices seem too high, you might need to change your approach to leasing or even consider buying to get a deal that fits your budget.

This story was provided to The Associated Press by the automotive website Edmunds. Matt Jones is a senior consumer advice editor at Edmunds. Twitter: supermattjones. Quick contact.

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